How to Check Access Bank Account Balance on Phone

Okechukwu Solomon June 25, 2018
If you are looking for how to check your Access Bank Account Balance on Phone using USSD code without data connection. This is the right article for you.


Access Bank introduced USSD Code for carrying out bank transactions easily. This feature service allows you to carry out many transactions like checking your account balance on phone using USSD code without going to the Bank or ATM machine.
READ ALSO: How to transfer money with Access Bank on Phone

USSD Code To Check Access Bank Account Balance

The below information will explain to you how to check your Access Bank account balance with USSD or SMS method.

1. USSD Method:

If you want to check Access Bank account balance with USSD code, navigate to phone’s dialer, then dial *901*5# then enter the last 4 digit numbers of your BVN and the next screen will display your account balance.

NOTE: if you use this USSD method, N10 will be deducted from your bank account for the service.

2. SMS Method:

You can also use SMS method to check your Access account balance without Internet connection.


  • Navigate to SMS on your phone, then compose an Message in the format below.
  • SMS the word BAL “SPACE” “10 Digit Account Number” for example: BAL 9876543210
  • Now Send the SMS to 08160000612

You will receive an SMS showing your Account Balance.

NOTE: A standard SMS charge of N4 applies on each and every transaction.
READ ALSO: Access bank ussd codes for all transactions
NOTE: You must use the SIM or the phone number you registered with Access Bankthat is linked to your bank account for a successful transaction.

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