Paypal Account 2018 - How To Open,Fund and Verify a US Paypal Account In Nigeria 2018

Okechukwu Solomon April 24, 2018
How to open paypal account in Nigeria?,How To Fund A US paypal account in nigeria?, How to vertify a US based paypal account in nigeria?,  How to open paypal account that receive payment in Nigeria? If all these are your questions everyday, On this article i will be showing you all about how to open both us paypal account in nigeria and also how to open paypal account in Nigeria.

paypal is a US company that help carry out payment online in dollars. with this process people can now receive e payment from different countries and different transaction cards online without the fear of scam, because it is very safe using paypal. the big topic or question is the issue of nigeria been restricted from paypal, based on certain issues or complains.
So today we will be showing to all nigerian that have the mind set of recieving money online through paypal, the simple way that you can get your US paypal account verified in nigeria and also how you can also fund it while you are in nigeria.
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You can now open and verify you PayPal account with very easy procedures. The good news is that you can open the PayPal account yourself and it is free.


To open a PayPal account in Nigeria, follow the simple steps below…

  • First thing you do is visit the PayPal Website here
  • Click on signup…select personal or business
  • Personal will be for your personal debit card and business is for your company debit card (if you have one). I suggest you click personal if this is your first time.
  • After selecting personal, click continue…you should see “Nigeria” in the drop down area, your email address and password.create paypal account
  • Fill in your email address (doesn’t have to be Gmail or yahoo. It could be @yourcompanyname)
  • Type in your password and make sure it is one you can remember
  • Go to the next page and type other details such as names, date of account paypalbirth, address and phone number.
  • Also when filling in your address, make sure that it matches the same address details you filled when you opened a bank account
  • It takes you to a page where you fill in your debit card details
  • Type in your card number, expiry date and the last three digits behind your debit card.
  • Go to your email account and click on verify
  • WOW!! Your account is set up
  • Test it by sending $10 to anyone or to your PayPal account abroad (if you have one)
  • You get debited in naira and you should get an alert from your local bank
READ ALSO:How to Open A Nigerian PayPal Account and Fund It 2018


After successsfully creating your paypal account, the next step is to link it with your mastercard or other supported cards. You can link more than one card to your paypal account. I actually linked two cards to mine. To do this, follow the simple steps below…
  • Simply login in to your Internet banking account using your password and token
  • Choose the “PayPal wallet” in the main tab and click “create PayPal wallet” on the drop down menu. paypal linking
  • Select which cards you wish to link to your PayPal account and which card will be the default card. Try using one card for easy reconciliation
  • Press the button on your online token and confirm accordingly
  • Create a password in the pop up window Link paypalthat appears
  • Click on “agree and create account”.
  • Go to your registered email account with the bank which confirms that you have created a PayPal account.
  • You are done.
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How to Open a US Account in Nigeria

As we mentioned above Nigeria paypal account a restricted to only make payment online and can’t be able to receive payment. In other for you to your paypal account in receiving payment you definitely need to open a verify us Account. On this article i will be showing you how to open a USA verified paypal account that receive money from all over the world. By following the steps below your USA paypal account will be working in 20 while you are here in Nigeria.

The method we are going to use is payoneer, in case you don’t know what payoneer means. Payoneer is a USA account that you can open right here in Nigeria, in order to have account with payoneer, you will just visit their website register and they will ship their ATM card to you, with that ATM card you can withdraw in Nigeria bank ATM machine, the good thing is that the ATM card is totally free. If you don’t have payoneer US account yet then register payooner account here and get $25 instantly upon registration.

After registration, payoneer will send you your ATM card within two weeks.

Now let get started, i’m assuming that you have your payoneer ATM card with you now, if you haven’t then bookmark this page or save the link to come back and continue when you receive your ATM card.

What you need:

  1. A working email address
  2. An active working Payoneer US virtual Bank Account
  3. USA Citizen Profile
  4. A VPN (Any VPN that can change your ip to a steady US IP address)
Now let move on, as i mentioned above am assuming you already have a Payoneer account else visit Payoneer and create your Payoneer account. Payoneer will give you your US Payment Service details such as Bank Name, Account Number, Routing Number and Account Type.

You will see all your account details when you hover your mouse over the “receive Payments” menu option and clicking on the “My US Payment Service Profile” on your Payoneer account dashboard. All this details is what you will use to verifying your US Paypal account.

Now we need to generate a fake unique US profile that paypal will accept, this fake US profile that we are going to generate will have Unique US Phone Number, unique US house address, unique US zip code.  to generate fake profile go to Sign in using your Google+ account. Click on the gender and select your gender (Male or Female), leave Name empty and select ‘American’ as Country or set it to United States and click on the ‘Generate’ button to generate a US citizen profile.

Wait the net page to load, when the US citizen profile has been generated, you just have to click on ‘Save this name’button to save the profile with your Google+ which will also save to your gmail account so you can provide same profile if ever Paypal requires it in the future for any form of confirmation.How I opened and verified a USA Paypal in nigeria

Now open your notepad and write down the Address, Zip code, Phone Number and SSN from the generated profile, you can write it on a pies of paper. The name won’t be needed though since you will be opening the account on your own name used on your payoneer.

Then make sure your VPN is up and running well, I use premium, i recommend using a premium freedom VPN though and always be ensure to use ONLY USA server address. So i personally recommend to always use on the VPN because that is their US server address. You can use to confirm your IP location.

Now visit and click on the Sign Up link. Choose your US as your Country or region and select ‘PayPal for you’ and click on the ‘Get Started’ button. Then fill the rest of the form and ensure to use the same names you used on your Payoneer account on Paypal as well.
Use the address, phone number and Zip code you got from the fake generated profile. To complete the registeration a verification link will be emailed to your email.

Click on ‘Activate’ button on the email sent to you to start the activation of your Paypal account. You will be asked how you will prefer to verify your Paypal account either via Credit Card or Bank Account.

Since you already have a US Bank Account via Payoneer, choose the Bank Account verification option and add your Payoneer US Bank Account details on the given form, such as Bank Name, Routing Number, Account Number etc.

Paypal will then verify your US bank account by depositing two little amounts less than a dollar each to your Payoneer bank account. You will be required to correctly enter the exact amount Paypal deposited on your Payoneer on your Paypal account to finally verify and activate your Paypal account. It takes 2-3 days to verify Paypal account.

Once the US Bank Account has been verified your Paypal will be activated and you can start using it to receive fund and make payments online.

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